How Will Making a Claim Affect My Car Insurance?
Many people make the mistake of assuming that, in the event of a car accident for which they aren't to blame, their car insurance will cover all the costs. This is not actually the case, however. If you have fully comprehensive car insurance, then, if you're involved in a car accident for which you're not to blame, your insurance company will pay for the recovery, storage and repair of your vehicle, and then claim this money back from the insurers of the other party. In the event of your car being so badly damaged as to be a 'write off', they will send you a cheque equal to what they feel your car was worth prior to the accident.
There are some things which your car insurance may not cover, however. Things such as:
- Taxi Fares
- Prescription charges
- Loss of earnings
- Damage to personal possessions
- Compensation for injuries received
In order to claim the money for expenses such as these, as well as to get back any excess your car insurance company might charge you, it is vital to make a compensation claim via the kind of expert solicitors which we employ. Making a car crash claim, on a no win no fee basis, against the other party means that you avoid:
- Losing your no claims bonus.
- Having to pay the excess on your own insurance.
All of the costs entailed by the accident will be recovered from the insurance company of the driver who was at fault. Although money itself can only really begin the process of recovering from a car accident, it can make that process quicker, simpler and fairer. Call us on 0800 567 7119 and our fully trained staff will make a start on figuring out exactly what you're entitled to.